Effective Date: May 8, 2025

These Terms of Use (“Terms”) form a legally binding agreement between you and R and D Visionary Group LLC, along with its affiliates and subsidiaries (collectively, “Rent 2 Own Quick,” “we,” “us,” or “our”), and govern your access to and use of www.rent2ownquick.com as well as any related applications or online services operated by Rent 2 Own (the “Site”), unless a specific site, app, or service includes separate or additional terms.

By accessing or using the Site, you agree to be bound by these Terms. You also acknowledge that the collection, use, and sharing of your information is governed by our Privacy Policy, which may be updated periodically.

We reserve the right to assign this agreement to any third party at any time, without prior notice. You may not transfer or assign your rights or obligations under this agreement without our prior written consent.

The Site is intended for users who are at least 18 years old and reside in the United States or its territories. By using the Site, you confirm that you meet these eligibility requirements and have the legal capacity to enter into a binding contract with us.

Please read these Terms carefully, as they contain provisions that affect your legal rights, including a mandatory binding arbitration clause and a waiver of class action rights, as well as important disclaimers and limitations of liability. If you do not agree with any part of these Terms, do not use the Site.

Modifications

We may update or revise these Terms, in part or in full, at our sole discretion at any time. Any changes will take effect immediately upon being posted on the Site, and if you have an account with us, we may also notify you directly. If you are an account holder, your continued use of the Site or any of its services after the updated Terms are posted—or if you do not close your account within seven (7) days of receiving notice of the changes—means that you accept and agree to be bound by the revised Terms. Unless otherwise stated, any new features, services, or offers made available through the Site that expand or improve its current functionality will also be governed by these Terms.

Accounts

You may choose or be required to create a Rent 2 Own account to access certain features of our services. While registering for an account is optional, some parts of our services will not be available to you unless you complete the registration process.

By registering for an Account, you certify that:

- You are 18 years of age or older

- You have Valid U.S. Social Security Number

- Any information you provide to us, both when you register and in the future, is and will be true, accurate, current and complete

- You are only registering an account for yourself

- You will keep all information up-to-date

- You will create a unique password to create and access your Rent 2 Own account that unique to Rent 2 Own and not re-used across other, unaffiliated services.

You may not sell, transfer, or assign your Rent 2 Own account to any other person. You are required to keep your password confidential and must not share it or permit anyone else to access the Site using your login credentials. You are solely responsible for all activity that takes place under your account. If you suspect that your account has been compromised or is no longer secure, please contact us immediately using the information provided below.

If you fail to keep your information with us current, accurate, and complete, we may suspend or terminate your account.

Content

All text, graphics, user interfaces, visual elements, photographs, trademarks, logos, sounds, music, artwork, and computer code (collectively referred to as “Content”)—including but not limited to the design, layout, coordination, expression, and overall arrangement of such Content on the Site—are owned or controlled by Rent 2 Own and/or its licensors. This Content is protected by copyright, trademark, trade dress, patent, and other intellectual property and unfair competition laws. The Content is provided solely for your personal, non-commercial use. We grant you a limited, non-exclusive, revocable, non-transferable, and non-assignable license to use the Site and its Content, provided you comply fully with these Terms. This means you may not sell, license, export, modify, copy, reverse engineer, distribute, or transmit any part of the Content without our prior written consent. Any unauthorized use of the Content will result in the immediate termination of the limited license granted to you. All trademarks that are not owned by Rent 2 Own and appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us.

Your Conduct

By accessing or using the Site, you agree not to upload, post, email, transmit, or otherwise send any material that contains viruses, malware, or any other harmful code, files, or programs intended to disrupt, damage, or limit the functionality of any computer software, hardware, or telecommunications equipment associated with the Site. You also agree not to interfere with the servers or networks connected to the Site, or violate any network rules, policies, or procedures related to the Site, all of which are incorporated into these Terms.

Additionally, you agree that you will not:

1. Impersonate any person or entity while using the Site;

2. Engage in any conduct related to the Site that is fraudulent, illegal, misleading, libelous, defamatory, harmful, vulgar, obscene, offensive, invasive of privacy, sexually explicit, threatening, abusive, harassing, or otherwise inappropriate;

3. Use the Site for any unlawful purpose;

4. Resell, export, or otherwise distribute any software related to the Site;

5. Use the Site for any commercial, advertising, or political purpose;

6. Copy, alter, translate, decompile, reverse engineer, or modify any source code or underlying software related to the Site;

7. Tamper with or attempt to bypass any security features of the Site;

8. Display any pop-ups, banners, exit windows, or other elements that interfere with the full and proper display of the Site;

9. Use any automated tools—such as crawlers, bots, scripts, spiders, scrapers, or similar technologies—to access, collect data from, generate clicks or impressions on, input or store information in, or monitor any part of the Site.

Violating any of these conditions may result in the termination of your access to the Site and any associated Rent 2 Own account.

Third-Party Interactions

For your convenience, the Site may include content, links, or other information provided by third parties over whom Rent 2 Own has no control or responsibility. We are not obligated to monitor, manage, or restrict your use of the Site or any third-party websites or services accessible through links available on the Site. These third-party websites and services operate independently and are not under our control. Whether or not they are affiliated with Rent 2 Own, you acknowledge that we are not responsible for the accuracy, legality, copyright compliance, decency, or any other aspect of the content found on those sites or services. The presence of a link on our Site does not imply that Rent 2 Own endorses, approves of, or is associated with the third-party website or its operators.

Separate Terms And Conditions

From time to time, in connection with your use of the Site or your interactions with Rent 2 Own, you may be asked to agree to additional policies or terms and conditions beyond these Terms. You should review any such additional terms carefully. Unless explicitly stated otherwise, those additional terms do not modify or replace these Terms as they relate to your use of the Site.

Charges For

Using The Site

Rent 2 Own reserves the right to introduce fees for access to certain parts of the Services—or the Services in their entirety—at any time. However, you will never be charged for access unless we first obtain your express agreement to pay those fees. If we decide to begin charging for features or services that are currently offered for free, we will provide you with advance notice. Any new fees will be clearly posted on the Site and in other appropriate locations. You agree to pay all fees and charges incurred through your account at the rates in effect during the applicable billing period. Additionally, you may be responsible for charges from your wireless carrier or other service providers, and it is your sole responsibility to pay those fees. You are also responsible for paying any applicable taxes related to your use of the Services.

Accuracy Of Information

While Rent 2 Own strives to maintain the accuracy and integrity of the information provided on the Site, we do not guarantee that the content is complete, accurate, or error-free. The Site may include typographical mistakes, inaccuracies, or other errors or omissions. We are under no obligation to update any content on the Site, including news or press releases, and any reliance you place on such information is at your own risk. Furthermore, we do not guarantee that the information available on the Site—such as details related to creditworthiness or eligibility for loans or other financial products—is the same information that third parties may use to evaluate your eligibility for a specific product, service, or employment opportunity.

Use Of Information Submitted

By uploading, posting, emailing, transmitting, or otherwise providing any information or material to Rent 2 Own ("User-Provided Content"), you grant us a perpetual, irrevocable, royalty-free, transferable license to use, reproduce, display, perform, modify, adapt, delete, publish, translate, create derivative works from, distribute, or otherwise incorporate such User-Provided Content into any format, medium, or technology worldwide—without compensation or acknowledgment to you. You represent and warrant that you own or have the necessary rights to all content you submit, and that our use of your User-Provided Content will not infringe upon or violate the rights of any third party. By submitting content to the Site, you agree to provide only truthful, accurate, current, and complete information, and to update it as needed to maintain its accuracy. You may delete your User-Provided Content by removing it directly. We will handle personal information in accordance with our [Privacy Policy] (link). Rent 2 Own is not responsible for the deletion or failure to delete any User-Provided Content.

Infringement Of Rights

You are prohibited from using our Site in any way that infringes upon the rights of others. If you believe in good faith that any content on our Site violates your copyright, you may submit a notice of infringement (“Notice”) in accordance with the Digital Millennium Copyright Act (“DMCA”) by sending it via email or regular mail to:

Attn. Legal Dept.

RENT 2 OWN QUICK

30 N Gould St

Sheridan, WY 82801

To learn more about what your Notice must include and the steps we will take in response, please click here to review the DMCA guidelines.

Rent 2 Own reserves the right, at our sole discretion, to block or otherwise restrict access to any individual who repeatedly submits content that is alleged to infringe upon the intellectual property rights of others.

Disclaimer

Rent 2 Own provides the Site on an “as is” basis, without any representations, warranties, or conditions of any kind—whether express, implied, or statutory. We expressly disclaim all implied warranties, including but not limited to warranties of title, merchantability, fitness for a particular purpose, and non-infringement. We are not responsible for any errors or omissions on the Site, delays or interruptions in its operation, losses or damages resulting from your use of the Site (including potential damage to your mobile device), or the actions of other users. We reserve the right to modify, suspend, or discontinue any part of the Site or any service or content provided through it, at our sole discretion and without prior notice. Rent 2 Own is not liable if any portion—or the entirety—of the Site becomes temporarily or permanently unavailable. At any time, we may limit or restrict access to certain areas of the Site, or to the Site as a whole, including suspending your access. The Site is not intended to serve as a substitute for personalized, professional advice regarding financial matters, credit history, or credit repair.

Limitations Of Our Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, RENT 2 OWN (INCLUDING OUR AFFILIATES) SHALL NOT BE LIABLE TO YOU FOR ANY LOSS, DAMAGE, OR INJURY OF ANY KIND. THIS INCLUDES, BUT IS NOT LIMITED TO, DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, AS WELL AS DAMAGES RELATED TO SYSTEM FAILURES, MALFUNCTIONS, OR LOSS OF PROFITS, DATA, BUSINESS, GOODWILL, OR USE, ARISING FROM OR CONNECTED TO: (A) THE SITE, (B) THESE TERMS, (C) YOUR ACCESS TO OR INABILITY TO ACCESS OR USE THE SITE OR ANY CONTENT AVAILABLE THROUGH IT, OR (D) ANY UNAUTHORIZED ACCESS TO YOUR PERSONAL INFORMATION BY A THIRD PARTY—EVEN IF SUCH DAMAGES WERE FORESEEABLE OR RENT 2 OWN WAS ADVISED OF THE POSSIBILITY. TO THE MAXIMUM EXTENT ALLOWED BY LAW, THE TOTAL CUMULATIVE LIABILITY OF RENT 2 OWN AND ITS AFFILIATES FOR ANY AND ALL CLAIMS—WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY—ARISING FROM OR RELATED TO: (I) THESE TERMS, (II) YOUR USE OR INABILITY TO USE THE SITE OR RELATED SERVICES, (III) YOUR RELIANCE ON ANY INFORMATION PROVIDED BY US OR FOUND ON THE SITE, (IV) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA OR TRANSMISSIONS, OR (V) ACTIONS OR INACTIONS OF ANY OTHER SITE USER, SHALL NOT EXCEED $10000 IN THE AGGREGATE. THESE LIMITATIONS APPLY REGARDLESS OF THE TYPE OF CLAIM OR LEGAL THEORY ASSERTED.4o

THE ABOVE LIMITATIONS DO NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnity

You agree to indemnify, defend, and hold Rent 2 Own, its affiliates, and each of their respective shareholders, directors, officers, employees, agents, and merchant partners harmless from and against any third-party claims, demands, or legal actions—including reasonable attorneys’ fees and court costs—arising directly or indirectly from your use of the site, your violation of these terms, any applicable law, or the rights of any third party.

Governing Law, Arbitration And Class Action Waiver

THIS SECTION CONTAINS AN ARBITRATION AGREEMENT AND A PROVISION STATING THAT ALL CLAIMS MUST BE BROUGHT INDIVIDUALLY, NOT AS PART OF A CLASS ACTION OR OTHER REPRESENTATIVE PROCEEDING. PLEASE READ IT CAREFULLY. YOU HAVE THE OPTION TO OPT OUT OF THE ARBITRATION AGREEMENT BY FOLLOWING THE PROCEDURE OUTLINED BELOW.

These Terms, their subject matter, and their formation—including any arbitration proceedings described below—are governed by the laws of the State of Nevada, without regard to its conflict of laws principles that would apply the laws of another jurisdiction. Any arbitration will take place in Las Vegas, Nevada.

Arbitration Agreement: Any dispute, controversy, or claim (collectively, “Claim”) arising out of or relating to these Terms or your use of the Site will be resolved through binding arbitration. This mandatory arbitration provision applies equally to you and Rent 2 Own. However, it does not apply to: (a) any Claim brought by Rent 2 Own related to the infringement of its intellectual property or unauthorized use of the Site beyond the scope granted by these Terms, or (b) your use of small claims court procedures in cases where applicable.

If you are an individual, you may opt out of this arbitration agreement within thirty (30) days from the date you first access or use the Site by following the opt-out procedure outlined below.

You agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement, and that both you and Rent 2 Own waive the right to a trial by jury and the right to participate in a class action. This arbitration provision will survive the termination of these Terms.

Arbitration will be conducted by JAMS in accordance with its Comprehensive Arbitration Rules and Procedures (the “JAMS Rules”) then in effect. These rules are incorporated into this agreement by reference.

For claims valued at $10,000 or less, Rent 2 Own will cover all reasonable JAMS filing, administrative, and arbitrator fees, unless the arbitrator determines that your claim is frivolous or brought for an improper purpose.

The arbitrator—not any federal, state, or local court—will have exclusive authority to resolve disputes regarding the interpretation, applicability, enforceability, or formation of this arbitration agreement, including whether any part of it is void or voidable. This does not apply to the “Class Action Waiver” described below.

If you do not wish to resolve disputes with Rent 2 Own through arbitration and you are an individual, you may opt out of this arbitration agreement by sending an email to [email protected] within thirty (30) days of your first use or access of the Site.

CLASS ACTION WAIVER: ALL CLAIMS MUST BE BROUGHT SOLELY IN THE CAPACITY OF THE INDIVIDUAL PARTY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY ALLEGED CLASS, COLLECTIVE, REPRESENTATIVE, MULTIPLE-PLAINTIFF, OR SIMILAR PROCEEDING (“CLASS ACTION”). BOTH YOU AND RENT 2 OWN EXPRESSLY WAIVE ANY RIGHT TO PURSUE OR MAINTAIN ANY CLASS ACTION IN ANY FORUM. IF A CLAIM IS SUBJECT TO ARBITRATION, THE ARBITRATOR WILL HAVE NO AUTHORITY TO CONSOLIDATE CLAIMS OR PRESIDE OVER ANY CLASS ACTION, NOR MAY THE ARBITRATOR ISSUE AN AWARD TO ANY PERSON OR ENTITY NOT A PARTY TO THE ARBITRATION. ANY ARGUMENT THAT THIS CLASS ACTION WAIVER IS UNENFORCEABLE, UNCONSCIONABLE, VOID, OR VOIDABLE MAY ONLY BE DECIDED BY A COURT WITH APPROPRIATE JURISDICTION—NOT BY AN ARBITRATOR. BOTH PARTIES UNDERSTAND AND AGREE THAT THEY ARE WAIVING ANY RIGHT TO A TRIAL IN COURT, THE RIGHT TO HAVE A JUDGE OR JURY DECIDE THE CASE, AND THE RIGHT TO PARTICIPATE IN A CLASS OR REPRESENTATIVE ACTION. ALL CLAIMS MUST BE RESOLVED ON AN INDIVIDUAL BASIS, THROUGH ARBITRATION.

If the class action waiver described above is found to be unenforceable, then the entire arbitration agreement included in these Terms—if otherwise applicable—will be considered null and void. The arbitrator may issue declaratory or injunctive relief only for the benefit of the individual party requesting such relief, and only to the extent necessary to resolve that party’s specific claim. If, for any reason, a claim is heard in court rather than through arbitration, both you and Rent 2 Own waive the right to a jury trial.